Your mortgage is normally one of your largest financial commitments and your biggest monthly expenditure, thus it is important to understand early what changes to your mortgage will mean to you. However, it can be hard to work out how much your mortgage will cost you before securing a mortgage or re-mortgage. Our mortgage calculator can help you plan ahead and work out the monthly cost.

Our calculator gives you a simple, approximate monthly payment on a repayment mortgage.

In addition to understanding the monthly cost of your mortgage, you can also use this calculator to understand the impact of interest rate increases on your monthly payments. As well as exploring how the mortgage term, interest rate and deposit amount impact your monthly payments.

To get started all you need is the price of your property and deposit amount, or the amount left on your mortgage.

How to get a mortgage

Want to know how to get a mortgage, about bridging finance or about mortgages for the self-employed and directors, find more information on our mortgage page.

Help with your mortgage

We can answer all of your mortgage questions and provide a free, no obligation consultation and are available to discuss your initial enquiry by calling 0800 978 8000, completing our enquiry form or email [email protected]

Important! Please note

The calculator has been designed to provide a useful guide as to how much you'd pay each month, the information is computer generated and therefore does not take into account all factors associated with the cost of a mortgage. The exact monthly payment will depend on a number of factors including the lender and the type of mortgage. We cannot accept responsibility for any errors. It's important you always get a quote from a lender and check the price and costings yourself before acting on the information.

This calculator has been designed to help you calculate your monthly mortgage payment and not as an assessment of affordability. Please note that no assessment of affordability has been made. If you need an affordability assessment, please speak to our dedicated team of mortgage and protection advisers.

Your home may be repossessed if you do not keep up repayments on your mortgage.